Keep More of Every Gift Your Church Receives.
NetGive lets your members give straight from their bank — so you skip the high card fees and more of every dollar goes to your mission.
Your Church is Losing Money on Every Donation
Most churches use credit card-based giving platforms that charge 2.9% + $0.30 per transaction. That means on a $500 tithe, $14.80 goes to processing fees instead of your ministry. On $10,000/month, that's $320/month wasted.
NetGive offers ACH bank transfers — so your church keeps more of every dollar.
0%
Fee Savings (ACH)
0%
Bank Giving Volume
0s
Setup Time
0%
Your Brand
Giving in Three Simple Steps.
NetGive makes bank giving feel as effortless as tapping a card — your members barely notice the difference, but your church keeps far more of every gift.
Connect once, securely
Members link their bank one time through Stripe’s secure connection — no typing routing and account numbers every time. Recurring givers are set for life; one-time guests get a quick, secure re-link.
Give in a tap
When they’re ready to give, it’s a single tap. Funds pull straight from their bank — just like a card, but without the steep card fees.
More reaches your ministry
Because bank giving costs a fraction of card processing, more of every dollar lands in your church’s account — automatically, every time.
The whole connection takes about 30 seconds and is fully encrypted — bank details never touch our servers.
One Simple Fee. Always Lower Than Cards.
NetGive combines secure bank processing and our platform fee into one clear cost — 1.5% capped at $15, plus bank processing capped at $5. The result: you stay cheaper than credit cards at every gift size, big or small.
What You Pay vs. a Typical Card Platform
From a $20 gift to a $50,000 gift — NetGive keeps more in ministry
| Gift Amount | NetGive Fee | Card Platform | You Save |
|---|---|---|---|
| $20 | $0.46 | $0.88 | +$0.42 |
| $50 | $1.15 | $1.75 | +$0.60 |
| $100 | $2.30 | $3.20 | +$0.90 |
| $250 | $5.75 | $7.55 | +$1.80 |
| $500 | $11.50 | $14.80 | +$3.30 |
| $1,000 | $20.00 | $29.30 | +$9.30 |
| $5,000 | $20.00 | $145.30 | +$125.30 |
| $10,000 | $20.00 | $290.30 | +$270.30 |
| $50,000 | $20.00 | $1,450.30 | +$1,430.30 |
Because both fees are capped, NetGive's total cost never climbs above $20 per gift — while card fees keep rising with the gift size. Card rate shown: 2.9% + $0.30.
Prefer a predictable monthly price?
High-volume churches can switch to a simple monthly subscription — pay one flat fee and NetGive takes $0 per gift. Givers only cover the small bank processing cost. Ask us which plan keeps the most in your ministry.
At What Gift Size Does the $20 Cap Kick In?
Great question — and an important one. NetGive's total fee is built from two parts, and each part stops growing once it hits its cap. Here is exactly when that happens, in plain English.
1.5%, capped at $15
Our platform fee is 1.5% of the gift. It keeps growing with the gift — but only until it reaches $15.
1.5% equals $15 at a gift of $1,000.
On any gift of $1,000 or more, this part stays frozen at $15 — it never goes higher.
0.8%, capped at $5
Secure bank (ACH) processing is 0.8% of the gift. It also keeps growing — but only until it reaches $5.
0.8% equals $5 at a gift of $625.
On any gift of $625 or more, this part stays frozen at $5 — it never goes higher.
So the famous “$20 cap” locks in at $1,000.
Once a single gift reaches $1,000, both parts are maxed out — $15 platform plus $5 processing — so the total fee freezes at a flat $20. A $1,000 gift, a $5,000 gift, even a $50,000 gift all cost exactly $20. Below $1,000, you simply pay the small percentage, which is always less than $20.
Why Bank Giving Wins
We studied giving data across more than 37,000 churches. The pattern is unmistakable: when a church makes bank giving the default, both generosity and consistency go up.
$261
Average bank gift
Donors giving by bank transfer give an average of $217–$261 per gift — nearly double the $135–$152 average for card gifts.
50%
Less likely to cancel
Recurring bank gifts are about 50% less likely to be canceled than card gifts, which fail when cards expire, get reissued, or decline.
42%
More from recurring givers
Recurring donors give roughly 42% more per year than one-time givers — and bank giving is what makes recurring stick.
71%
Of volume goes to bank
When a platform actively makes bank giving the default, it grows to 70–71% of total giving volume. Card-default platforms leave bank giving stuck at 16–30%.
50%
More likely among major givers
High-income households ($100k+) — a church’s largest givers — are 50% more likely to choose bank transfer over cards.
~50%
Of all giving is now digital
About half of all church giving is now digital, and 98% of churches offer digital giving. The question isn’t whether to go digital — it’s how to do it without bleeding fees.
The honest part: bank giving isn't for impulse gifts.
Cards still win for first-time visitors and spur-of-the-moment gifts. But 80%+ of a church's dollars come from its committed, recurring base — and that's exactly where bank giving shines. NetGive is built for the giving that sustains your ministry, not the one-off swipe.
80%+
of church dollars come from committed, recurring givers
NetGive vs Everyone Else
We compared NetGive against the biggest names in church giving. Many don't even offer bank giving — and the ones that do pile on hefty monthly fees. The savings speak for themselves.
YOU'RE HERECash App
PayPal
Venmo
Zelle
Tithe.ly
Givelify
Pushpay
Subsplash
Breeze
*Annual savings estimated on $10,000/month in donations using ACH where available. Competitor pricing sourced from public websites as of 2025. Actual rates may vary.
One Simple, Capped Fee
1.5%
Capped at $15, plus 0.8% bank processing (capped at $5). On a $1,000 gift, total cost is just $20.00 vs $29.30 by card.
Zero Monthly Fees
$0/mo
Pushpay charges up to $399/mo. Subsplash up to $1,200/mo. With NetGive, you only pay per transaction.
Fees Capped on Big Gifts
$20 max
Total fees never exceed $20 per gift. A $5,000 gift? Just $20.00 vs $145.30 by card — about 86% savings.
Real Example: $25,000/month in giving (100 gifts of $250)
Credit Cards
$755/mo
2.9% + $0.30 on every gift
NetGive Bank Giving
$575/mo
All-in: 1.5% platform + 0.8% processing, both capped
You Save
$180/mo
$2,160 a year back to ministry
That's $2,160 saved per year versus credit cards — and the savings grow even larger on big one-time gifts, where our $20 fee cap really shines.
How ACH Actually Works
Members hear 'bank transfer' and think it's complicated. It's not. Here's what they actually experience.
Choose Amount
Member picks their donation amount and selects "Bank Account (ACH)" as their payment method.
Find Their Bank
Stripe's secure popup shows their bank (Chase, BofA, Wells Fargo, Capital One, etc.). They tap to select it.
Login & Confirm
They log into their bank app within Stripe's secure window. No account numbers needed — it's all automated.
Done!
Donation complete! Money pulls from their bank automatically — just like a card charge. For recurring giving, their bank is saved and future payments auto-pull. No manual transfers ever.
It's as easy as paying with a card — but your church saves 75% on fees. Powered by Stripe Financial Connections, the same technology used by millions of businesses.
Your Church's Brand, Not Ours
Each church gets their own branded giving page with custom colors, logo, and URL. Members see their church — not a third-party platform. This builds trust and increases giving.
So Easy, Anyone Can Use It
Members choose their amount and give straight from their bank in under 60 seconds. No confusing forms. No account numbers to type in. It's as easy as a card — they link their bank once and it's done forever.
What Your Church Gets
A complete giving platform that handles everything — so you can focus on ministry, not technology.
Direct Bank Giving
Members give straight from their bank account in seconds — no card fees draining your offering, just the lowest-cost way to give.
Recurring Giving
Members set up weekly, bi-weekly, or monthly auto-giving. Once set, it runs automatically. This is where consistent church income comes from.
Fund Designations
Direct gifts to specific ministries — General Fund, Missions, Building Fund, Youth Ministry, Benevolence, or any custom fund you create.
Admin Dashboard
Real-time donation reports, donor management, giving trends, CSV exports for bookkeeping. Your church treasurer will love this.
Instant Tax Receipts
Every donor gets an instant email receipt. Members can also download their full giving history anytime for tax filing.
Guest & Member Giving
Members can create accounts for history tracking and recurring gifts. Visitors and guests can give without signing up — zero friction.
Start Free, Scale When Ready
Use NetGive free with our standard branding. Want your own fully branded experience? Upgrade to White Label.
Standard
Free
1.5% (capped $15) + bank processing
- Accept donations online
- Direct bank giving (lowest fees)
- Admin dashboard & reports
- Donor management
- Email receipts
- Recurring giving
- Guest giving (no account needed)
White Label
$5,000
One-time setup + 1.5% (capped $15) per gift
- Everything in Standard
- Your logo, colors, and fonts
- Custom church URL
- Branded receipts & emails
- Custom fund designations
- Priority support
- Your church — your brand
Up and Running in Minutes
Sign up, connect Stripe, customize your brand — and start accepting donations. It really is that simple.
Sign Up
Create your church's account in 30 seconds. Pick your name, URL, and admin login. Free to start, no credit card needed.
Connect Your Bank
Connect your church's bank account through Stripe — a one-time setup that takes about 5 minutes. Once connected, donations flow directly to your bank automatically on every gift.
Brand It
Add your church logo, pick your brand colors, and create your fund designations (General Fund, Missions, Building, etc.).
Go Live
Share your giving link with your congregation via email, social media, or your church website. Start receiving donations immediately.
Frequently Asked
Everything you need to know about getting started with NetGive.
Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.2 Corinthians 9:7
Ready to Keep More of Every Dollar?
Stop losing thousands to processing fees. Set up your church's giving platform in minutes and start keeping more with bank giving today.